TY - BOOK AU - Nagler,JoAnneh‏. TI - The debt-free spending plan: an amazingly simple way to take control of your finances once and for all SN - 9780814432433 U1 - 332.02402 22 PY - 2013/// CY - New York PB - American Management Association KW - Finance, Personal KW - BUEsh KW - Consumer credit KW - Budgets, Personal KW - BUSADM KW - August 2016 N1 - Index : p. 255-268 N2 - A guide to creating a personalized debt reduction plan offers daily spending strategies, expense-tracking tools, and budgeting guidance, while offering advice on discussing debt problems with family and downsizing expenses ER -